Final Expense Insurance
Final Expense Insurance
Final Expense Insurance, also referred to as Burial Insurance, is a whole life insurance policy that is designed to pay off the expenses families face upon the death of a loved one. This type of insurance ensures your loved ones aren't saddled with debts that can be financially troubling after you pass.
Final expenses include bills associated with medical expenses, funeral or memorial services, and the price of burial or cremation. The average funeral and burial in the United States today costs approximately $9,000, and that cost does not include end-of-life medical expenses. Protect your family from facing these expenses alone with an affordable Final Expense insurance policy.
As you go through life, your insurance needs change.
Canada Insure provides plans to keep you protected.
Why Do I Need
Final Expense Insurance?
Most of us will eventually need to pay for final expense insurance. If you don't have extra funds set aside in savings just for final expenses, your loved ones may struggle with coming up with the money needed to give you the service and burial they want after you have passed.
Leaving behind large debts can be crippling to family members. Final expense insurance enables families to properly grieve their loved ones without the burden of unplanned costs. Thankfully, final expense insurance is an affordable whole life insurance plan that offers a solution to these problems.
How Does
Final Expense Insurance Work?
Final expense coverage is a life insurance policy that you purchase for a specific dollar amount ("face value"). You pay premiums periodically to keep the policy in force. If you die while the policy is still active, the insurance company pays the death benefit to the funeral home or individual(s) you named as the policy beneficiary(ies).
Frequently Asked Questions
Q: What are the advantages of Final Expense Coverage?
There are many advantages to final expense insurance coverage. Some of the most popular advantages include the following:
Permanent protection over a lifetime.
Premiums don't increase as you grow older.
Help protect loved ones from debts associated with the burial or funeral process.
Tax-deferred cash value that builds over time.
Affordable premiums customized to fit their budget.
Q: Do I qualify for Final Expense Insurance?
Final expense insurance is a life insurance product, but many carriers offer simplified underwriting for final expense policies. This means you may not have to undergo a physical examination in order to qualify for coverage.
The best way to find out whether you qualify for a final expense policy is to contact us to learn more.
Q: Can I afford Final Expense Coverage?
Many clients are pleasantly surprised at how affordable purchasing final expense insurance coverage can be.
Because we don't offer "one-size-fits-all" solutions and because we have access to insurance products offered by dozens of insurance carriers, we can help you find a final expense policy that is designed to meet both your needs and your budget.
Q: When should I buy Final Expense Insurance?
While we know that we are all going to need final expense coverage at some point, none of us can predict when we are going to need it.
Because the cost of life insurance products (including final expense insurance) is based on your age and health at the time you apply for coverage, it makes sense to purchase coverage sooner rather than later. Doing so will likely result in lower premium payments, and will give you and your loved ones valuable peace of mind knowing that your death will not create a financial burden.
When you buy final expense coverage through us, you can protect your family from expenses associated with your death.
Choose Canada Insure For Final Expense Insurance
Canada Insure offers clients a different way to buy life insurance. Instead of trying to sell you one type of insurance, one company’s policy, or a specific death benefit amount, we get to know you first. We'll ask you a series of questions to help identify what your insurance needs are and what type of coverage will best help you meet those needs. From there, we have access to a variety of insurance providers and will work to find you a policy that meets both your goals and your budget.
To learn more, and to get started with insurance quotes to protect what's most important to you, contact us to begin working with a Canada Insure Agent today.
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Please fill out the short form so we can provide you with the policy options
to best match your coverage and financial needs.
Office
Eastern Canada:
Guelph, Ontario
Western Canada:
Surrey, BC
Vancouver, BC
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